About Us

Our Mission

To provide, equitable, innovative and tailored short- and long-term cash flow solutions for social – economic wellbeing of our members
we will help you protect your money

Our Vision

To be a trusted, preferred and reliable financial service providers in Malawi

Who we are

Fodya Savings and Credit Co-Operative (SACCO) registered under Cooperative Society Act (Cap. 47:02) of the Laws of Malawi on 10th November, 2009. It’s authorized to take deposits from members and lend them. It was licensed by Reserve Bank (RBM) to operate as a primary Savings and credit Cooperative in Malawi on 13th February, 2015. The license is subjected to the provisions of the Financial Services Act, 2010 and Financial Cooperative Act, 2011, the directives and regulations there under and any conditions endorsed hereon

Our Products

Fodya SACCO offers five products and these are:

Membership is derived from share contributions. A member contributes a minimum of K2,000 every month.

Malawi tobacco farm

Our Team

Mrs Loyce Chinangwa
Mrs Loyce ChinangwaManager
Mr Mphatso Barnet
Mr Mphatso BarnetFinance Officer
Mr Vennancio Mbawo
Mr Vennancio MbawoLoans Officer

Become a Fodya SACCO Member

Join us for a better life and beautiful future

Latest News


Loan Application Forms
Savings Withdraw Forms
Membership Application Forms

Contact Info

(+265) 1 710 044/255
Fodya SACCO Limited,
P.O. Box 40048,
Lilongwe 4
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